| NJBA Industry Links |
| Click on links to navigate to the website. |
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| Bank Marketing Resources |
| www.njbankmarketing.com |
ABA Marketing Network New Jersey Committee
Web site for the New Jersey committee of the PennJerDel Chapter of the ABA Marketing Network. Provides information on the orgnanization and its upcoming seminars. |
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| www.aba.com/MarketingNetwork/default.htm |
ABA Marketing Network
A tremendous resource for all things bank marketing from the ABA Marketing Network. |
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| www.aba-pennjerdel.org/pages/home.htm |
ABA Marketing Network PennJerDel Chapter
Web site for the local chapter of the ABA Marketing Network. Provides information on the orgnanization and its upcoming seminars. |
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| Bank Security Resources |
| www.bankinfosecurity.com |
Icons, Inc. BankInfoSecurity.com
Icons, Inc. has developed this site to provide information, news, and a community for their financial institution clients. Information Security within the financial sector is becoming more and more important as the government imposes regulations and customers demand that their information be protected. The task of meeting regulations and customer demands with regards to information security can seem like a daunting task. This site is aimed at explaining the role of information security within the financial sector in hopes of educating and easing the management of the information security process. At the same time, it is aimed at offerering Icons clients a forum to discuss what they are doing at their institution and finding out what others are doing at theirs. |
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| www.fincen.gov |
Financial Crimes Enforcement Network (FinCEN)
As reflected in its name, the Financial Crimes Enforcement Network (FinCEN) is a network, a means of bringing people and information together to fight the complex problem of money laundering. Since its creation in 1990, FinCEN has worked to maximize information sharing among law enforcement agencies and its other partners in the regulatory and financial communities. Working together is critical in succeeding against today's criminals. No organization, no agency, no financial institution can do it alone. Through cooperation and partnerships, FinCEN's network approach encourages cost-effective and efficient measures to combat money laundering domestically and internationally. |
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| www.banksecurity.com |
National Association for Bank Security/Profit Protection, Inc.
A source for bank security training and products that help security and compliance officers manage today's security risks and to meet their obligations under BSA, OFAC, and the USA PATRIOT Act. |
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| Bank Technology Resources |
| www.banktech.com/ |
Bank Systems and Technology Online
A comprehensive portal to a wealth of information about technology and systems that support the banking industry from the publishers of Bank Systems and Technology magazine. |
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| www.us-cert.gov/index.html |
The US Computer Emergency Readiness Team
US-CERT is charged with protecting our nation's Internet infrastructure by coordinating defense against and response to cyber attacks. Join the National Cyber Alert System here. |
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| Banking Industry Data |
| www.ffiec.gov |
Federal Financial Institutions Examination Council
The Council is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions by the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), the Office of the Comptroller of the Currency (OCC), and the Office of Thrift Supervision (OTS) and to make recommendations to promote uniformity in the supervision of financial institutions. |
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| www.ffiec.gov/nic/ |
National Information Center of the Federal Reserve System
The National Information Center (NIC) provides comprehensive information on banks and other institutions for which the Federal Reserve has a supervisory, regulatory, or research interest including both domestic and foreign banking organizations operating in the U.S. The NIC includes the organizational structure of financial institutions and financial information for some of those institutions. Historical information is available on the structure of all the institutions. Financial information is available for selected time periods.
The National Information Center (NIC) provides comprehensive information on banks and other institutions for which the Federal Reserve has a supervisory, regulatory, or research interest including both domestic and foreign banking organizations operating in the U.S. The NIC includes the organizational structure of financial institutions and financial information for some of those institutions. Historical information is available on the structure of all the institutions. Financial information is available for selected time periods.
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| www3.fdic.gov/sod |
FDIC Market Share Data
Deposit data for every bank branch in America. Provides interactive tools for analyzing data, such as by county or state, to provide market share rankings of banks.
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| Community Redevelopment Act (CRA) and Community Development Resources |
| www.ffiec.gov/cra |
Federal Financial Institutions Examination Council CRA Page
A wealth of CRA information on the Federal Financial Institutions Examination Council (FFIEC) web site, including financial institution performance ratings from all four regulatory agencies. An excellent CRA first stop on the Web. |
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| www.fdic.gov/regulations |
Federal Deposit Insurance Corporation Regulations and Examinations Page
Abundant source of Federal Deposit Insurance Corporation (FDIC) CRA information, including individual bank CRA performance ratings. Resources for bank officers and directors. |
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| www.federalreserve.gov/community.htm |
Federal Reserve Bank CRA Page
CRA information from one of the four bank regulatory agencies. |
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| www.ncrc.org |
National Community Reinvestment Coalition (NCRC)
A trade association for community reinvestment organizations. NCRC's information and publications are highly accurate and well respected among regulators. |
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| www.occ.treas.gov/crainfo.htm |
Office of the Comptroller of the Currency CRA Page
CRA information from the regulator of national banks. |
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| www.ots.treas.gov/pagehtml.cfm?catNumber=22 |
Office of Thrift Supervision CRA Page
CRA information from the thrift regulatory agency.
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| Federal Banking Regulatory Agencies |
| www.ncua.gov |
National Credit Union Administration
The National Credit Union Administration, governed by a three-member board appointed by the President and confirmed by the U.S. Senate, is the independent federal agency that charters and supervises federal credit unions. NCUA, with the backing of the full faith and credit of the U.S. government, operates the National Credit Union Share Insurance Fund (NCUSIF), insuring the savings of 80 million account holders in all federal credit unions and many state-chartered credit unions.
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| www.federalreserve.gov |
Federal Reserve System Board of Governors
The Federal Reserve, the central bank of the United States, was founded by Congress in 1913 to provide the nation with a safer, more flexible, and more stable monetary and financial system.
Today the Federal Reserve's duties fall into four general areas: (1) conducting the nation's monetary policy; (2) supervising and regulating banking institutions and protecting the credit rights of consumers; (3) maintaining the stability of the financial system; and (4) providing certain financial services to the U.S. government, the public, financial institutions, and foreign official institutions.
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| www.occ.treas.gov |
Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises national banks to ensure a safe, sound, and competitive banking system that supports the citizens, communities, and economy of the United States.
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| www.ots.treas.gov |
Office of Thrift Supervision
The Office of Thrift Supervision (OTS) is the primary regulator of all federally chartered and many state-chartered thrift institutions, which include savings banks and savings and loan associations. OTS was established as a bureau of the U.S. Department of the Treasury on August 9, 1989, and has four regional offices located in Jersey City, Atlanta, Dallas, and San Francisco. OTS is funded by assessments and fees levied on the institutions it regulates. This web site provides access to information about the agency's programs and activities. We hope you find it informative and helpful.
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| www.fdic.gov |
Federal Deposit Insurance Corporation
An independent agency created by Congress in 1933, the FDIC supervises banks, insures deposits up to $100,000 and helps maintain a stable and sound banking system. |
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| www.newyorkfed.org |
| Federal Reserve Bank of New York |
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| www.phil.frb.org |
| Federal Reserve Bank of Philadelphia |
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| http://www.helpwithmybank.gov/ |
Office of the Comptroller of the Currency National Bank Customer Help Page
HelpWithMyBank.gov is a Web site dedicated to providing answers and assistance to national bank customers. It presents information in straightforward easy-to-use terms in a simple question-and-answer format. Topics include credit cards, interest rates, check cashing, late payments, mortgages, and many others. The site also provides guidance on how to determine if a bank is a national bank or operating subsidiary and who to contact if the bank is not. |
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| New Jersey Banking Regulatory Agencies |
| www.state.nj.us/dobi/bankmnu.htm |
New Jersey Department of Banking and Insurance
Division of Banking Home Page |
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| Financial Industry Trade Associations |
| www.cbanet.org |
Consumer Bankers Association
CBA is the recognized voice on retail banking issues in the nation’s capital. Member institutions are the leaders in consumer financial services, including auto finance, home equity lending, card products, education loans, small business services, community development, investments, deposits and delivery.
CBA was founded in 1919 and provides leadership, education, research and federal representation on retail banking issues such as privacy, fair lending, and consumer protection legislation/regulation. CBA members include most of the nation’s largest bank holding companies as well as regional and super community banks that collectively hold two-thirds of the industry’s total assets. |
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| www.njleague.com |
New Jersey League of Community Bankers
Web site for the trade organization representing New Jersey savings banks. |
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| www.mbanj.com |
Mortgage Bankers Association of New Jersey
Web site for the trade association representing the New Jersey mortgage industry. |
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| www.njsafedeposit.com |
New Jersey State Safe Deposit Association
The New Jersey State Safe Deposit Association is the only organized body whose sole purpose is to support the safe deposit services of banking institutions in New Jersey. It was founded in December 1922 and has operated continuously since. The New Jersey State Safe Deposit Association is nationally recognized as one of the outstanding organizations in this field. |
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| www.csbs.org |
Conference of State Bank Supervisors
The Conference of State Bank Supervisors is the nation’s leading advocate for the state banking system, and the only national organization dedicated to advancing the state banking system. It is the professional association of state officials responsible for chartering, supervising, and regulating the nation’s 6,372 state-chartered commercial and savings banks, and more than 400 state-licensed foreign banking offices nationwide. CSBS works to optimize the authority of individual states to determine the activities of their financial institutions, enhance the professionalism of state banking departments and their personnel, represent the interests of the state banking system before federal and state legislative and regulatory agencies, and ensure that all banks continue to have the choice and flexibility of the state charter in the new era of financial modernization
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| General Industry Resources |
| www.bankersonline.com |
Bankers Online.com
A valuable portal to information and resources on compliance, lending, operations, security, marketing, technology and E-banking. |
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| Home Mortgage Disclosure Act (HMDA) |
| www.ffiec.gov/hmda/ |
FFIEC Home Mortgage Disclosure Act Web Site
A joint effort of the Federal Financial Institutions Examination Council and the four bank regulatory agencies, this site is the most comprehensive source for HMDA information from the federal regulatory standpoint. |
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| www.cbanet.org/Issues/HMDA/HMDA.html |
Consumer Bankers Association HMDA Information Page
This web page contains frequently asked questions and answers, links to useful web sites, news stories, and more. It is a work in progress, and CBA will continue to add to it as information becomes available. If you have information you feel would be useful for CBA to include on the site, forward it to Steve Zeisel, CBA Senior Counsel at szeisel@cbanet.org.
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| Small Business Administration |
| www.sba.gov/banking |
Bankers Guide for U.S. Small Business Administration Loan Guaranty Programs.
For more details, please contact William Boone, Assistant District Director for Lender Relations at 973-645-2179. |
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| www.sba.gov/aboutsba/sbaprograms |
U.S. Small Business Administration
General information on SBA's programs and services. |
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| USA PATRIOT Act |
| www.fincen.gov/finalciprule.pdf |
USA PATRIOT Act CIP FAQs
A collection of frequently asked questions with answers provided by FinCEN about Section 326 of the USA PATRIOT Act, which requires most financial institutions to have a Customer Identification Program (CIP) in place. |
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