The for-profit subsidiary of the Association that connects Members to Endorsed Service Providers
with the expertise, products & services to drive earnings.

NJBankers Business Services supports the Association’s mission to advocate for the banking industry in Trenton and Washington; create professional development opportunities; maintain public & media relations; and offer employee health insurance benefit programs through our affiliate company Bankers Cooperative Group (BCG).

NJBankers Business Services addresses Members’ needs and industry trends then reviews, analyzes and connects bankers to Service Providers who are endorsed because of the value they bring to NJBankers and our Members.

You can trust their solutions because at the end of the day, your goals are simple: create and maintain strategies; improve the bottom line; implement operational efficiencies; and stay in compliance all while serving your customers and communities.

Endorsed Service Providers also support your Association directly by providing compensation when they are successful in their business development efforts.

 
    An Endorsed Service Provider has an exclusive relationship
with NJBankers for their products & services. Look for the logo! 
     
   A Select Service Provider shares the solutions space with
other Providers giving a Member even more choices.



When in need of support and experts, you can count on
NJBankers Endorsed and Select Service Providers solutions.

Learn More. Connect with Jenn Zorn,
EVP, Director of Education & Business Development
at jzorn@njbankers.com .

To view NJBankers Business Services Board of Directors click here.


Look below for NJBankers’ Endorsed & Select Providers.
There’s something for every need!


BCC-USA is the NJBankers Endorsed Provider for BOLI & Non-Qualified Benefit Plans.
• Access to all the life insurance companies that offer a BOLI product including Northwestern Mutual, Mass Mutual, New York Life, Midland National, to name a few.
• 20+ year philosophy to create the most appropriate & efficient BOLI strategy that best fits each bank’s individual needs; not a limited access cookie cutter approach.
• Vast experience & expertise to design & service the most appropriate Non-Qualified Benefit Plans (Split Dollar, SERP, Executive/Director Deferred Compensation Plans, etc.).
• Most comprehensive BOLI reporting/regulatory compliance in the industry with the latest technology & cybersecurity. Fully implemented succession plan that will guarantee the quality of a consultative servicing relationship for decades 
into the future.

Learn more at www.bcc-usa.com

Contact:
Arnie Winick
Regional Managing
Director
267-475-5865
awinick@bcc-usa.com

Steve Goldberg
Principal
267-300-1110
sgoldberg@bcc-usa.com

For more than a decade, the team at BCC has assisted us with new ideas and opportunities to improve our Bank’s financial performance. While there are many different BOLI providers in the marketplace, we found no one as responsive, reliable, and as focused at understanding
our business model and risk profile. We consider them to be one of our most knowledgeable business partners with decades of experience in the BOLI industry. We recommend them to anyone interested in exploring BOLI as an alternative investment.
Craig Montanaro
President/CEO
cmontanaro@kearnybank.com


KeyState is the largest provider of captive management services to community banks in the country. KeyState’s program offers banks with over $1 billion in assets the opportunity to form a wholly-owned captive insurance company through its Bank Captive Program. The captive will augment your bank’s commercial policies by covering the existing commercial deductible layers, increasing coverage levels on existing policies (excess layers), coverage exclusions and identifying other currently unfunded risks to insure where commercial insurance is not available to the bank.

Learn more at www.key-state.com

Contact:
Brian Amend
SVP/Managing Director, Eastern Region
302-397-5201
bamend@key-state.com


YourMembership is a solution in an environment where employers are hiring yet the pool of candidates has shrunk drastically. You can count on Yourmembership to bring qualified candidates to you. The cost to an employer is minimal – much less than engaging a search firm. Yourmembership is also easy to use.

Learn more at www.njbankers.com

Contact:
Jenn Zorn
EVP/Director of Education and Business Development 
908-272-8500 x611
jzorn@njbankers.com



CRA Partners is a turnkey CRA compliance solution powered by the Senior Housing Crime Prevention Foundation.

CRA Partners offers a compliance solution powered by the Senior Housing Crime Prevention Foundation (SHCPF). Since our inception in 2000, we have helped banks across the country earn meaningful CRA credit for ensuring safe senior living environments through our turnkey crime prevention program, Senior Crimestoppers. Funded exclusively by the banking industry and endorsed by NJBankers, Senior Crimestoppers protects low- to moderate-income seniors living in senior housing facilities, HUD communities and state veterans’ homes from theft, abuse, and neglect.

Partner with us and you will satisfy your bank’s CRA requirements, boost your community relations profile and develop new business relationships, while ensuring safe, secure senior living environments, HUD communities and state veterans homes.

Learn more at www.shcpfoundation.org

Contact:
Terry Rooker
President
901-529-4765
terry.rooker@schpfoundation.org




Strategic Resource Management (SRM) has helped more than 1,050 organizations gain $3.6 billion in critical areas such as payments, digital transformation, artificial intelligence, and operational efficiency. SRM helps our clients survive and thrive in an environment of accelerating change.

Can we lend you a hand?


Learn more at www.srmcorp.com

Contact:
Brent Lapp
Senior Vice President 
901-681-0204

blapp@srmcorp.com

“SRM understands the business models used by vendors,” Schmidt noted. “And they are not adversarial toward vendors. They represent their client & maintain their independence by not having any economic relationships with vendors. This was all very important to me – all of it – as I needed for all parties to maintain a quality of interaction that would facilitate our working successfully with the vendor for the next few years.” As for an encore performance featuring SRM & 1st Bank of Sea Isle City? Schmidt concludes, “We will be using SRM again when the need arises. It is perhaps cliché to talk about the importance of the character and values of a partner, or even to use the word “partner” itself. But I can show you a firm where these things are not treated as such.”

Larry Schmidt,
President & CEO
1st Bank of Sea Isle City
lschmidt@1stbankseaisle.com



QwickRate’s value-added and affordable solutions for community banks include: premier CD Marketplace for non-brokered funding and investing; QwickAnalytics® for bank research, analysis and regulatory tools; Qwick Bonds for easy, online access to the institutional bond market and IntelliCredit™ for next generation loan reviews and risk management tools. 

Learn more at: www.qwickrate.com

Contact:
Dan Clancy
Business Development Officer
571-286-2081

dan.clancy@qwickrate.com


Pentegra Retirement Services is a leading provider of retirement plan, fiduciary outsourcing and benefits financing solutions to community banks nationwide, Founded by the Federal Home Loan Bank System more than 75 years ago, today Pentegra manages over 4,000 retirement plans and nearly $15 billion in assets. Pentegra is focused on delivering value-added solutions that include qualified and non-qualified retirement programs designed to help community banks improve retirement plan effectiveness, attract and retain quality employees and build a competitive advantage

Learn more at www.pentegra.com

Contact: 
Wade Connor 
Regional Director 
704-608-4563

wade.connor@pentegra.com



With Promontory MortgagePath’s digital-mortgage platform and comprehensive fulfillment services, community banks can efficiently scale their mortgage operations while offering their customers an intuitive and modern digital-mortgage experience. Promontory MortgagePath (PMP) combines a collaborative digital-mortgage platform with comprehensive mortgage fulfillment services, giving banks the technology and scalability required to compete in today’s market. These solutions include:

A proprietary point-of-sale (POS) lending platform, Borrower Wallet®, which offers an intuitive, collaborative and consistent borrower experience across any device

• LOS Technology
• Licensed Loan Coordinators
• Loan Set-up
• Electronic signing
• Lock Desk
• Processing
• Underwriting
• Compliance
• Closing
• Post-closing
• Investor Delivery
• Servicing Transfer Functions

Interested in learning more? Click here to request a demo.


Learn more at www.mortgagepath.com

Contact:
Sue Shaffer
Regional Vice President Sales 
901-283-3034
suzanne.shaffer@mortgagepath.com



Zero-In is an agency passionate about creating exceptional retail banking digital experiences for the branch of the future. Our team provides a suite of digital media solutions for the financial services industry that allow banks to communicate with customers about products, services, rates and community events in places like teller lines, drive-
thru lanes and waiting area lobbies.


Learn more at www.zero-in.com

Contact:
Mitchell Goss, CPA

Vice President
888-260-7291 x125

mgoss@zero-in.com 


FinPro, Inc. is a management consulting firm specializing in providing advisory services to the financial institutions industry.

FinPro’s Global Webinar Package is a multi-faceted educational program designed specifically to help add value to your institution and reduce risk, provide valuable learning and develop strong leadership.

The Webinar Package is a series of 24 webinars offered throughout the year designed for Senior Executives and Directors. It is structured with one flat fee for unlimited director and employee participation.

All live webinars qualify for CPE credits and are also recorded for convenience.

Take advantage of this program for yourself, your board and your bank and show that you keep abreast of industry developments and trends.


Learn more at www.finpro.us

Contact:
Scott Polakoff
Executive Vice President 
908-234-9398

spolakoff@finpro.us 


Confirmation.com, an Inc. 500 business, is the world’s largest processor of electronic audit confirmations. As a FREE service for financial institutions, Confirmation.com is an online solution that simplifies audit confirmation and credit inquiry requests. For audit confirmation requests, Confirmation.com streamlines confirmation workflow, centralizes responses, and archives responses electronically. This award-winning solution allows your bank to control the audit confirmation process end-to-end, reducing the opportunity for confirmation fraud.

Learn more at www.confirmation.com

Contact:
Liz Long
Senior Marketing Manager, Americas 
865-806-6341
lizlong@thomsonreuters.com





WolfPAC Integrated Risk Management is a secure, web-based Enterprise Risk Management solution that automates the identification of risks, threats, and control gaps. Developed by financial and risk management professionals, WolfPAC® provides tools to review and monitor information technology, privacy, vendor, regulatory compliance, and other enterprise-wide risk assessments. WolfPAC serves as a foundational element of your risk management program and maximizes the outcome of strategic objectives. 

Learn more at www.wolfpacsolutions.com 


Contact 
Michael Cohn

Director  
617-428-5469
mcohn@wolfandco.com 

Thomas Mulligan
Sales Manager 
617-261-8195
tmulligan@wolfandco.com 
 



Our partnership with Office Depot is part of a national discount program designed for financial institutions.

Banks across the country enjoy this program & are saving an average of 20-30%.

Your bank can also save up to 80% off MSLP on a core list of 900+ frequently ordered supplies. Get a customized list of up to an additional 75 items using the same discounted pricing as the core list.

Receive a 10% discount on Office Depot’s retail catalog pricing (some exclusions may apply).

Get discounts on furniture, print/copy services, breakroom & lobby provisions, cleaning supplies, custom business forms & stationery, promotional products and more.

You get easy access to the Business Services website for orders, online catalog, stock availability, order history, product returns, & usage reports.

Free delivery for orders over $50.00 & if placed by 4 pm, orders are delivered the next day in most markets by Office Depot or UPS.

It’s another benefit to offer your employees too- they will enjoy discounts & 10% off retail store purchases. 


Learn more at www.njbankers.com

Contact:
Kimberly Gilbert

Managing Director Lead for National GPO Programs 
855-337-6811 x12815
kimberly.gilbert@officedepot.com


Having built the largest bank network of its kind, we’re a trusted ally to community banks that never competes with banks for their customers and that helps them to attract and maintain valuable customer relationships, grow reciprocal deposits, manage liquidity and generate fee income, diversify funding, and reduce collateralization. Work with the market leader to grow profitability and increase franchise value.

Learn more at www.intrafi.com

Contact:
Shannon Prendergast 
Managing Director 
866-776-6426
sprendergast@intrafi.com


StrategyCorps delivers powerful consumer checking solutions to banks nationwide that differentiates them from the competition, enhances customer engagement, and increases fee income. StrategyCorps helps financial institutions better connect with consumers through modern, mobile benefits that enhance customer engagement and increase fee income. Our two solutions, CheckingScore and BaZing, ensure the best checking products in the most simple line-up. You gain top performance in terms of financial productivity and customer satisfaction with a line-up that’s easy to understand, buy, and sell.

See how we provide value to you and your customers.

Learn more at www.strategycorps.com

Contact:
Taylor King
Project Coordinator
615-263-7757
taylor.king@strategycorps.com




ABA Insurance Services, a Member of Great American Insurance Group, for their NJBankers-endorsed D&O, financial institution bond and cyber insurance to financial institutions, including trust companies and banks in organization. The program’s reinsurer has declared 30 consecutive distributions to eligible banks, with a cumulative total of $88.8 million. Other programs available include excess coverage, surety bonds, and property and casualty lines.

Learn more at www.abais.com

Contact:
Catherine Kopera
Senior Marketing Specialist
216-220-1321
ckopera@abais.com



Allied Solutions is one of the largest providers of insurance, lending, and marketing products to financial institutions in the US. Allied Solutions uses technology based products and services customized to meet the needs of 4,000 clients along with a portfolio of innovative products and services from a wide variety of providers. Allied Solutions maintains over 15 regional offices and service centers around the country and is a subsidiary of Securian Financial Group, Inc.

Learn more at www.alliedsolutions.net

Contact:
Ryan Frantzen
Vice President of Sales
317-706-7606
ryan.frantzen@alliedsolutions.net


Bankers Cooperative Group, Inc. (BCG) is the licensed insurance brokerage facility of NJBankers. Since 1982, BCG has been instrumental in providing the banking industry, plus qualifying associate members, the convenience of one-source shopping for insurance coverage needs. Whether you need employee benefit plans for your employees, directors and retirees, or specialty lines property and casualty programs to protect your institution, BCG offers flexibility and choice from multiple, highly rated insurance carriers.

Learn more at www.bcg-nj.com

Contact:
Matthew Cooney
President/CEO
908-272-8500 ext. 616
mcooney@bcg-nj.com

Year after year BCG has always obtained for us the best pricing on our medical insurance. They make the process stress free.
-Nicholas J. Tedesco, Jr. President/CEO
GSL Savings Bank

ntedesco@gslsavingsbank.com








The IFS mission is to implement innovative financing strategies & solutions that support the growth & long-term preservation of our lending partners.

We provide an “outsourced” government guaranteed lending arm for banks that may not have the loan volume or internal expertise & support staff needed to implement a sound, secure, safe & profitable government guaranteed loan program.

IFS can streamlined increase profitability and reduce regulatory risk. There’s no need to struggle with the details involved with bringing your government loan program to fruition. We are a lender consulting and business advisory firm and SBA & USDA, PPP program expert.

IFS also specializes in the arrangement of commercial conventional and alternative financing for business clients. Let us manage the lending process while you run your business.


Learn more at www.innovativefinancingsolutions.net

Contact:
Michael Ryan
President/CEO
610-733-9955
mryan@innovfs.net

Working with IFS, First Bank has been able to successfully implement an SBA lending program. Their assistance has been invaluable in our efforts to underwrite SBA 7A loans, obtain approval, and provide critical financing for our customers. We have substantially increased our fee income by utilizing their services to help sell the guaranteed portion in the secondary market. IFS has extensive knowledge of the SBA’s rules and regulations and we have found their team to be incredibly helpful and responsive. They were our trusted partner as we launched our highly successful PPP program, providing guidance and training through every step of the process.
-Marianne DeSimone
FSVP/Lending Group Manager
First Bank

 

Abrigo is a leading technology provider of compliance, credit risk, lending, and asset/liability management solutions that community financial institutions use to manage risk and drive growth. Our software automates key processes from anti-money laundering to asset/liability management to fraud detection to lending solutions empowering our customers by addressing their Enterprise Risk Management needs.

Make Big Things Happen.

Learn more at www.abrigo.com

Contact:
Ken Kovasala
Sr. Account Executive
919-623-4824
ken.kovasala@abrigo.com


At BankMarketingCenter.com, our goal is to help you with that vital, relevant, and compelling communication that will help you build trust, relationships, and with them, your brand. All while saving you time and money.

The BMC web-based platform puts you in complete control of the marketing production process for your bank – all for a fraction of your current marketing costs. We help eliminate advertising production costs from third-parties. You can create flyers, signs, print ads as well as other promotional and advertising products. Put professional looking posts for social media. It’s easy to use and easily customizable for your institutionusing your bank’s logos, colors, and copy. BMC also provides a compliance approval process.

As a registered user you will have access to thousands of professionally designed marketing materials and over 8 million stock photos. Don’t take a chance with copyright infringement pulling photos off the web or other design platforms. In seconds you be will able to create “camera-
ready” artwork for publication or printing.

Learn more at www.bankmarketingcenter.com

Contact:
Neal Reynolds
President
678-528-6688
nreynolds@bankmarketingcenter.com

Bank Marketing Center is a cost-effective and user-friendly web-based platform for creating ads and marketing materials helping community banks save in costly advertising campaigns from third parties. Lusitania SB can efficiently produce professionally designed, bank-branded marketing materials with the ready to use Ad layouts to promote products and services.
Maria Pequito-Duarte, Chief Lending Officer
Lusitania Savings Bank
mcduarte@lusitaniabank.com


Heartland, a Global Payments Company, is a leading worldwide provider of payment technology and software solutions delivering innovative services to our customers globally. Our technologies, service, and employee expertise enable us to provide a broad range of solutions including payment processing, payroll and HR solutions, and point of sale solutions. Our focus is on the customer and partnering with them to accept various payment types and operate their business more efficiently across a variety of distribution channels in many markets around the world.

Learn more at www.gobalpaymentsinc.com

Contact:
Annette Oriscello

Senior Manager, U.S. Direct Sales 
201-527-8613
annette.oriscello@e-hps.com


ICBA Securities provides a full suite of investment products and services for community banks through its exclusively endorsed broker, Stifel. Included are traditional debt securities, interest rate products, whole loans, and M&A and bank valuation services. Stifel also has state-of-the-art asset/liability and bond accounting products. It offers investment banking services through KBW.

ICBA Securities, a wholly owned subsidiary of the ICBA, provides a full calendar of educational events for community bankers and investment professionals. ICBA Securities is endorsed by 34 affiliated state banking associations, and is the only broker/dealer owned by the community banking industry
.

Learn more at www.icbasecurities.com

Contact:
James Reber
President & CEO
800-422-6442
jreber@icbasecurities.com


PMC is a privately owned and operated IRA and HSA consulting, training, publishing, and marketing services company. PMC has been at the forefront of IRA and HSA training and support since the inception of these investment vehicles in 1975. We’re proud of our reputation as the “go-to” source for up-to-date, reliable and verifiable information on IRAs and HSAs. We have trained tens of thousands of professionals nationwide. The widely attended fall and winter-spring Regional IRA Seminars, IRA Training Videos, IRA Online Learning Center, and custom on-site training offer convenient, cost-effective, “one-stop” options to stay abreast of tax-law changes and pending legislation.

PMC publishes the IRA Insider, a monthly newsletter and are premier providers of print and electronic forms. PMC also publishes brochures and the IRA Reference Manual (updated twice a year), IRA Digital Reference Manual (frequently updated); and the IRA Desk Reference & HSA Quick Reference and Training Guide (revised annually).

NJBankers Members receive discounts on PMC products & services.


Learn more at www.pmc-corp.com

Contact:
Don Beideman
Director of Customer Service 
610-251-0360 x 107
beideman@pmc-corp.com



NJBankers Select Service Provider Mercadien helps financial institutions throughout the U.S. – including community and commercial banks – and other service entities – manage risk, maintain compliance and increase strategic focus and profitability by providing responsive, forward thinking and innovative solutions in audit, consulting, and accounting . Our team has extensive experience in the banking and regulatory compliance sectors and with industry insight and expertise, can help institutions successfully navigate changes and stay ahead of the curve in the areas of internal audit, model validation preparedness, staff augmentation, BSA and AML consulting, regulatory compliance, SOX and FDICIA consulting, Enterprise Risk Management and information technology audits.

Learn more at www.mercadien.com

Contact:
Sal Zerilli
Managing Director; Chair, Financial Institutions Services
609-689-2344
szerilli@Mercadien.com

Pranav Naik
Supervising Senior
609-689-8720
pnaik@mercadien.com


Select Service Provider Wolf & Company is entering the second century of providing unparalleled guidance in audit, tax, risk management, and business advisory services throughout the Northeast. Our clients receive direct involvement of our principals, as well as the trusted and responsive service of our multi-disciplinary teams. Our collaborative service strategy and niche-focused structure results in a deep understanding of clients and their business needs, and enables us to help our clients maximize opportunities and navigate obstacles.

Learn more at www.wolfandco.com

Contact:
William Nowik
Principal & Chief Information Security Officer
617-428-5469
wnowik@wolfandco.com

Joe Romanello
Senior Manager
973-863-7193
jromanello@wolfandco.com